December 2007
Five Steps on How to Find and Choose A Bankruptcy Attorney
Tip! Prior to filing for Bankruptcy, know and explore all of your options. When all is said and done, bankruptcy should be looked at as your very last option to get you out of debt.
If you are like many men and women in the 21st century, you may have...
Clean Up Your Bad Credit With Good Credit Repair Info
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
Meet Your New Friend, The Low Rate Credit Card
Tip! Payment mode. This could be another factor influencing your choice of credit card.
Low rate credit cards can be very beneficial for today’s shopping consumers. They can be used in a variety of ways to include obtaining a cash advance, purch...
November 2007
Debt Consolidation: The Perfect Follow Up to Debt Management
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Once you’re committed to applying what you’ve learned, a debt consolidation loan can significantly...
Credit Card Debt: Are You Paying The Minimum?
Tip! Utilities. Because it’s so easy to pay utilities with an automatic credit card charge, many people end up paying for their air conditioning when they’re heating their homes.
So, you’ve got a credit card? Its outstanding balance ...
Buying a Car? Check Your Credit Score First
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
Filing Chapter 11 Bankruptcy
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
Chapter 11 is by and large used for business bankruptcies and restructuring....
An Introduction To Debt Consolidation Services
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
What Are Debt Consolidation Services?
Debt c...
Federal Bankruptcy Laws
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
Federal bankruptcy laws are only for companies and firms that wish to file for bankruptcy, individua...
Making Sense of Your Credit Card Statement
Tip! You can affect your credit rating before you apply for a credit card in order to qualify for a lower APR. If you suspect that your credit rating is in the middle ranges because you’ve missed a few payments here and there, or been late once ...
Chapter 13 Bankruptcy Laws
Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances.
Chapter 13 is a bankruptcy law under which a petition can be filed by an individual or company. Chapter 13 dictates that the debtors repa...
Consolidating Debt - Credit Card Debt Consolidation
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
There are plenty of strategies for eliminating unnecessary credit card debt. Because it takes years to accumul...
Business Bankruptcy Laws
Tip! bankruptcy is when you request complete debt relief.
Businesses, companies, and firms can file for bankruptcy if they are on the verge of failing all their creditors and losing their position in the market. The laws that deal with such cases are f...
Bankruptcy Law Firms
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Business Credit Card - How to Find The Right Card
Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt.
Depending upon the type of business you have should dictate what type of business credit card you get. J...
October 2007
How to Check and Interpret Your Credit Score
Tip! Pay off debts to improve credit scores.
Credit scores are used to do everything from allow you to get a new car, a new house, a new credit card, and even new insurance. If you have a good credit score, you will then practically have a skeleton key...
Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
Building Credit After Bankruptcy: Three Strategies
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
Here are three “Building Credit After Bankruptcy” strategies you can use to increase you...
Common Myths About Credit Repair
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
As important as credit is, there are a lot of people that don’t really know that much about credit and how it can be damaged or ...
Make A Fresh Start With Bad Credit Debt Consolidation Loan
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
Many people make the mistake of taking loans...
Improve Your Credit Report - Get A Better Credit Score
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
First Step In Credit Repair - How To Conduct A Credit Report Check
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
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The use of credit today in the purchasing of food, property, assets and services is prevalent. There is hardly anything of valu...
